The 2-Minute Rule for bankruptcy
You have to take a credit history counseling course inside the 6 months prior to deciding to file for bankruptcy. The bankruptcy regulation calls for this so you can study your options and whether bankruptcy is best for you. There exists a price to take the study course, however you may perhaps qualify for any charge waiver if you can’t afford to pay for it.
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You will find a $338 courtroom filing price to file bankruptcy in New Jersey. Generate a prepare for a way to pay so you don’t threat getting your case dismissed. For those who make fewer than a chapter 7 hundred and fifty% on the federal poverty rules, you qualify to provide the courtroom costs waived. (Verify the Fee Waiver Eligibility desk underneath.)
You must take a credit rating counseling training course from the New Jersey-authorised company before you can file your bankruptcy petition. You will find there's payment to go ahead and take training course but you can apply for a waiver.